263 Cole Lake Drive

Toccoa, GA
$ 649,900 Beds 4 Baths 3 Sq 3,064
Monthly Estimate* How much can I afford?

Escape to your own private sanctuary in the heart of Northeast Georgia! Nestled on 37.47 sprawling, wooded acres in Stephens County, this extraordinary property offers a rare blend of seclusion, natural beauty, and ultimate countryside living. At the heart of the acreage lies private waterfront ownership on Lake Mona-a gorgeous, tranquil body of water perfect for peaceful mornings, fishing, or taking in serene views. The land features lush mature timber, offering ultimate privacy, peaceful nature trails, and abundant wildlife right in your backyard. For horse lovers, the property comes equipped with a dedicated one-horse stall and tack barn, ideal for keeping your horse close to home or utilizing the space for specialized outdoor storage. Whether you are looking to create a multi-generational family retreat, enjoy private lakefront living, or simply invest in prime Stephens County acreage, this property offers limitless potential. Bring your vision and make this quiet countryside retreat your forever home! Contact us today to schedule your private tour.

New

  • Price
  • $ 649,900
  • City
  • Toccoa
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Stephens
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 37.47 Acres
  • Zip
  • 30577
  • Sqr Footage
  • 3,064
  • Year Built
  • 2001
  • Taxes
  • $ 2815
  • Style
  • Rustic, Craftsman
  • MLS#
  • 10853259
Listed By: Grove Homes Group with PURE Real Estate Solutions;
Data Source: Georgia MLS (GAMLS)

Features

General

Sewer Septic Tank
Heating Forced Air,Heat Pump,Propane
Cooling Ceiling Fan(s),Central Air,Electric
Utilities Cable Available,Electricity Available,High Speed Internet,Phone Available
Roof Composition
Appliances Dishwasher,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater
Association Fee Includes None
Patio/Porch Features Deck
Architectural Style Rustic,Craftsman
Security Features Smoke Detector(s)
Construction Materials Vinyl Siding
Year Built 2001
Electric 220 Volts
View Lake
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Lake
Community Features None
Accessibility Accessible Approach with Ramp
County Stephens
New Construction false
Property Type Residential
HOA false
Attached Garage false
Energy Efficient Appliances
Subdivision Name None
Garage Y/N true
Other Structures Barn(s),Boat House,Garage(s),Outbuilding,Stable(s)
Full Baths 3
Status New
Directions GPS Friendly Sign in Place.
High School Stephens
City Toccoa
Body of Water Other
Lot Size Units Acres
Lot Size Square Feet 1632193.2
Carport Y/N false
Elementary School Other
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 2815
Home Warranty Y/N false
Middle/Junior High School Other
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active

Interior Features

Interior Amenities Beamed Ceilings,High Ceilings,Master On Main Level,Rear Stairs,Vaulted Ceiling(s),Walk-In Closet(s)
Basement Daylight,Exterior Entry,Finished,Full
Flooring Hardwood,Laminate,Tile,Vinyl
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N false
Above Grade Finished Area 1532
Laundry Features Common Area
Total Bedrooms 4
Below Grade Finished Area 1532
Main Level Bedrooms 2
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Owner
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Bar
Total Baths 3

Exterior Features

Exterior Amenities Dock
Vegetation Wooded
Parking Features Garage
Lot Features Level,Private
Water Source Public
Total Parking 2
Lot Size Area 37.47
Building Area Total 3064
Lot Size Acres 37.47
Frontage Length Waterfront Footage: 1265
Frontage Type Lakefront
Lot Size Source Public Records
Waterfront Y/N true

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Statesboro, GA office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Other Elementary School
Middle School Other Middle School
High School Stephens High School

Price History

9/25/2026 Listed $649,900

Property vs Zip Code Average in 30577

Price
AVG $410K
$650K
Taxes
AVG $2,658
$2,815
Year Built
AVG 1984
2001

263 Cole Lake Drive Toccoa, GA is a Single Family Home for sale at $649900 with 3064 sqft and a lot size of 37.47 Acres Acre(s). 263 Cole Lake Drive Toccoa has 4 bedrooms, 3 baths and was built in 2001. The property's zip code is 30577 which is in Toccoa, GA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.